This is a simplified insurance policy customized to specifically address the many special exposures that affect commercial agriculture.  This easy to understand policy provides not only the basic coverages that are generally purchased as part of an overall insurance program, but other important coverages that were previously only available from specialty insurance companies.

In addition to coverage for business property, dwellings, mobile equipment, vehicles and stock, we provide custom limits of coverage, many of which are agribusiness specific exposures.  These include:

Business and Personal Property

Business Income and Extra Expense

Legal Liability and Defense
Antique property Perishable stock Custom farming
Newly acquired property Elevator and storage charges Veterinary malpractice
Commodities stored in the open Debris removal Seedman's E & O
Cargo transportation Fire department charges Consulting or testing errors
Household personal property Utility systems coverage Employee benefits liability
Computer hardware Premises pollution Genetically engineered foods
Intellectual property Livestock Misdelivery of liquid products
Irrigation systems Road kill Fire damage legal
Employees tools and Tack Livestock Cargo Internet risk
Utility systems Snowstorm suffocation Liquor legal liability
Watercraft Feed and water contamination Product recall
Wind generating machinery Extra expense disposal Pollution liability
Worldwide covered property Measles (cysticercosis) Auto and premises med payments