Many commercial enterprises are a co-mingling of business and personal exposures. This easy to understand policy provides not only the basic coverages that are generally purchased as part of an commercial program, but it is designed to prevent gaps from occurring where a commercial policy leaves off and a personal policy begins. 

In addition to coverage for business property, dwellings, mobile equipment, vehicles and stock, we provide custom limits of insurance for industry specific exposures.  These include:

 

Business and Personal Property

Business Income and Extra Expense

Legal Liability and Defense
Antique property Electronic data loss Aircraft - hired and non-owned
Newly acquired property Hepatitis "A" coverage Vehicles-hired & non-owned
Cargo transportation Mechanical/electrical breakdown Care, custody and control
Credit card forgery Premises pollution Consulting or testing errors
Household personal property Utility systems coverage Employee benefits liability
Computer hardware and software Loss of rents Employer's liability risk
Intellectual property Theft of firearms, jewelry, etc. Vendor controlled risks
Money and securities Debris removal Fire damage legal
Precious metals Internet extortion Internet risk
Valuable papers Internet risk Liquor legal liability
Watercraft Valuable papers Product recall
Utility systems - refrigeration Vehicle finance gap Pollution liability
Worldwide covered property Towing and rental reimbursement Auto and premises med payments